When Insurance Denies Your Storm Damage Claims in North Carolina
Worried you waited too long to file your hail damage claim in North Carolina? Don’t stress. Homeowners are typically allowed up to two years after a storm to file. If your insurance company is trying to deny your claim because it’s “past 90 days,” know this: that rule often isn’t legally enforceable—and it can usually be reversed with the help of a Public Adjuster. Don’t leave money on the table. Know your rights.
Myth Busting: Deductibles are Never Paid Out-of-Pocket
Worried your deductible makes a new roof not possible?
Here’s the truth: your deductible is a small fixed amount—and once it’s paid (in full or via small monthly payment plan), your insurance company covers the rest so your new roof won’t drain your savings.
MYTH BUSTING: Storm Claims Don’t Actually Raise Your Premiums
Insurance companies raise premiums for entire storm-hit areas, not just for people who file claims. That means your rates may go up whether you replace your roof or not. So why not get a new roof?!!!